Scotia Momentum No-Fee Visa

Eligible grocery store purchases (1%)Source

1% cash back

Limit: $15,000 in eligible spending per account year, shared across qualifying reward categories; then 0.5%.

Eligible gas station and EV charging purchases (1%)Source

1% cash back

Limit: $15,000 in eligible spending per account year, shared across qualifying reward categories; then 0.5%.

Eligible drugstore and pharmacy purchases (1%)Source

1% cash back

Limit: $15,000 in eligible spending per account year, shared across qualifying reward categories; then 0.5%.

Eligible daily transit, rideshare, and taxi purchases (1%)Source

1% cash back

Limit: $15,000 in eligible spending per account year, shared across qualifying reward categories; then 0.5%.

Eligible recurring bill payments (1%)Source

1% cash back

Limit: $15,000 in eligible spending per account year, shared across qualifying reward categories; then 0.5%.

All other eligible purchases (0.5%)Source

0.5% cash back

Merchant coding and eligibility determine the rate. Rates do not add together unless the issuer explicitly allows it.

Using your rewards

Redemption value depends on how you use your rewards. Check the issuer’s redemption terms before comparing points with cash.

Annual fee

$0

Additional card

$0

Purchase interest rate

20.99%

Cash advance interest rate

22.99%

Foreign transaction fee

2.5%

Who can apply?

Minimum income

No minimum stated

Meeting published income criteria does not guarantee approval. Other eligibility conditions and fees may apply.

Card benefits

• Save up to 25% on base car rental rates at participating Avis and Budget locations

  Terms