wealthgeist
Scene+ · World Elite Mastercard
Tangerine Rewards World Elite Mastercard
Scene+ rewards on eligible spending. Compare the earn rates and conditions with where you shop.
- Annual fee
- $120
- Foreign transaction fee
- 2.5%
- Purchase APR
- 20.95%–25.95%
Free · No account needed
Card details reviewed
You want Scene+ rewards and will use the available redemption options.
Extra rewards and benefits need to outweigh the annual fee. Interest can outweigh rewards if you carry a balance.
Your estimate
See the rewards after fees, based on where you actually shop.
Your spending is ready to use.
Calculate with my spendingAn estimate, not a guarantee. Approval is up to the issuer.
Rewards
Current rates. Conditions and limits matter as much as the headline number.
- Grocery stores — one of 3 chosen categories
- 1.5 points per $1
- Restaurants — one of 3 chosen categories
- 1.5 points per $1
- Gas stations — one of 3 chosen categories
- 1.5 points per $1
- Entertainment — one of 3 chosen categories
- 1.5 points per $1
- Furniture — one of 3 chosen categories
- 1.5 points per $1
- Hotels and motels — one of 3 chosen categories
- 1.5 points per $1
- Drugstores — one of 3 chosen categories
- 1.5 points per $1
- Recurring bill payments — one of 3 chosen categories
- 1.5 points per $1
- Home improvement — one of 3 chosen categories
- 1.5 points per $1
- Public transportation and parking — one of 3 chosen categories
- 1.5 points per $1
- Foreign-currency spend — one of 3 chosen categories
- 1.5 points per $1
- Fitness and sports clubs — one of 3 chosen categories
- 1.5 points per $1
- E-games — one of 3 chosen categories
- 1.5 points per $1
- All other eligible purchases
- 1 point per $1
Merchant coding and eligibility determine the rate. Rates do not add together unless the issuer explicitly allows it.
Using your rewards
The calculator’s standard value is 1¢ per point. Your redemption choice can change the value.
Redemption value depends on how you use your rewards. Check the issuer’s redemption terms before comparing points with cash.
Welcome offer
30,000 Scene+ points after $3,000 in purchases within 90 days
Fees and eligibility
Paying interest can outweigh the rewards you earn.
- Annual fee
- $120
- Additional card
- $30
- Purchase interest rate
- 20.95%–25.95%
- Cash advance interest rate
- 22.95%–27.95%
- Foreign transaction fee
- 2.5%
Who can apply?
- Personal income
- $80,000
- Household income
- $150,000
Meeting published income criteria does not guarantee approval. Other eligibility conditions and fees may apply.
More fees and conditions
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Benefits
Value the benefits you will use—not every advertised perk.
Card benefits
Four complimentary DragonPass lounge visits each year
10,000 Scene+ point annual lifestyle credit after $30,000 in annual account purchases
Linked Shell Go+ fuel savings, subject to litre limits and account linking
Complimentary 3GB FlexiRoam global data plan, subject to Mastercard terms
Insurance & purchase protection
Coverage has eligibility rules, limits and exclusions. The insurance certificate controls.
Purchase protection extended warranty
90-day purchase assurance and extended warranty
Mobile device insurance
Mobile device insurance up to $1,500
Rental car collision damage
Rental car collision and loss damage insurance for rentals up to 48 consecutive days
Trip cancellation interruption
Trip cancellation and trip interruption insurance
Flight delay baggage
Flight delay and baggage delay or loss insurance
Hotel burglary
Hotel and motel burglary insurance
Emergency travel medical
Emergency travel medical insurance for eligible travellers under age 65
Event ticket protection
Event ticket protection up to $1,000 per occurrence
Similar cards
Related reward programs and fees—not a ranking for your spending.
Common questions
Is Tangerine Rewards World Elite Mastercard worth the annual fee?
It depends on whether the extra rewards and benefits you actually use outweigh the $120 annual fee. Use your spending to compare the ongoing value after fees.
Does this card charge a foreign transaction fee?
The published foreign transaction fee is 2.5%. Exchange rates and other applicable charges can still affect your cost. See the issuer’s terms.
How does WealthGeist calculate my estimate?
We match eligible spending to each card’s reward rules, account for spending limits and subtract fees. You can check the breakdown and adjust assumptions. Welcome offers and ongoing rewards are shown separately.
How we compare