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Canadian cards with no foreign transaction fee

Compare cards that do not add a foreign transaction fee. Look at rewards, annual fees and merchant acceptance together.

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What to look for

A zero foreign transaction fee is not a guaranteed exchange rate. Dynamic currency conversion and cash advances can still cost extra.

How we calculate rewards

11 cards with source-current terms. Listed alphabetically; coverage is not the entire market.

Home TrustHome Trust Preferred VisaVisaHome Trust Preferred VisaCash back without an annual fee. Compare the earn rates and conditions with where you shop.

Annual fee: $0
FX fee: 0%

Card details reviewed Sep 9, 2026

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KOHOKOHO Prepaid Mastercard Everything PlanMastercardKOHO Prepaid Mastercard Everything PlanCash back on eligible spending. Compare the earn rates and conditions with where you shop.

Annual fee: $177
FX fee: 0%

Card details reviewed Sep 23, 2026

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KOHOKOHO Prepaid Mastercard Extra PlanMastercardKOHO Prepaid Mastercard Extra PlanCash back on eligible spending. Compare the earn rates and conditions with where you shop.

Annual fee: $144
FX fee: 0%

Card details reviewed Sep 23, 2026

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Rogers BankRogers Red World Legend MastercardWorld Legend MastercardRogers Red World Legend MastercardCash back on eligible spending. Compare the earn rates and conditions with where you shop.

Annual fee: $495
FX fee: 0%

Card details reviewed Sep 1, 2026

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ScotiabankScotiabank Passport Visa InfiniteVisa InfiniteScotiabank Passport Visa InfiniteScene+ rewards on eligible spending. Compare the earn rates and conditions with where you shop.

Annual fee: $150
FX fee: 0%

Card details reviewed Sep 4, 2026

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ScotiabankScotiabank Passport Visa Infinite PrivilegeVisa Infinite PrivilegeScotiabank Passport Visa Infinite PrivilegeScene+ rewards on eligible spending. Compare the earn rates and conditions with where you shop.

Annual fee: $599
FX fee: 0%

Card details reviewed Sep 4, 2026

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ScotiabankScotiabank Platinum American Express CardAmexScotiabank Platinum American Express CardScene+ rewards on eligible spending. Compare the earn rates and conditions with where you shop.

Annual fee: $399
FX fee: 0%

Card details reviewed Sep 9, 2026

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WealthsimpleWealthsimple Visa Infinite CardVisaWealthsimple Visa Infinite CardCash back on eligible spending. Compare the earn rates and conditions with where you shop.

Annual fee: $240
FX fee: 0%

Card details reviewed Sep 23, 2026

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WealthsimpleWealthsimple Visa Infinite Privilege CardVisaWealthsimple Visa Infinite Privilege CardCash back on eligible spending. Compare the earn rates and conditions with where you shop.

Annual fee: $240
FX fee: 0%

Card details reviewed Sep 23, 2026

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WealthsimpleWealthsimple Visa Infinite+ Credit CardVisaWealthsimple Visa Infinite+ Credit CardCash back on eligible spending. Compare the earn rates and conditions with where you shop.

Annual fee: $240
FX fee: 0%

Card details reviewed Sep 10, 2026

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WiseWise Visa CardVisaWise Visa CardNo points or cash back. Compare this card’s borrowing costs, fees and benefits.

Annual fee: $0
FX fee: 0%

Card details reviewed Sep 23, 2026

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