wealthgeist
Rogers cash back · World Legend Mastercard
Rogers Red World Legend Mastercard
Cash back on eligible spending. Compare the earn rates and conditions with where you shop.
- Annual fee
- $495
- Foreign transaction fee
- 0%
- Purchase APR
- 21.99%–25.99%
Free · No account needed
Card details reviewed
You prefer cash back and spend at merchants that qualify for the listed rates.
Extra rewards and benefits need to outweigh the annual fee. Interest can outweigh rewards if you carry a balance.
Your estimate
See the rewards after fees, based on where you actually shop.
Your spending is ready to use.
Calculate with my spendingAn estimate, not a guarantee. Approval is up to the issuer.
Rewards
Current rates. Conditions and limits matter as much as the headline number.
- Eligible purchases with an eligible Rogers service
- 2% cash back
- Other eligible purchases
- 1.5% cash back
Merchant coding and eligibility determine the rate. Rates do not add together unless the issuer explicitly allows it.
Upcoming reward changes
From Nov 18, 2026: 5% — Eligible Rogers purchases from November 18, 2026.
Using your rewards
- 50% more cash-back value on an eligible Rogers-family purchase · Through Nov 17, 2026
Welcome offer
We haven’t included a verified welcome offer in this estimate. That doesn’t mean no promotion is available. Check the issuer’s current offer and eligibility conditions.
Fees and eligibility
Paying interest can outweigh the rewards you earn.
- Annual fee
- $495
- Additional card
- $95
- Purchase interest rate
- 21.99%–25.99%
- Cash advance interest rate
- 22.99%–27.99%
- Foreign transaction fee
- 0%
Who can apply?
- Personal income
- $150,000
- Household income
- $200,000
Meeting published income criteria does not guarantee approval. Other eligibility conditions and fees may apply.
More fees and conditions
Required
15000000
20000000
Benefits
Value the benefits you will use—not every advertised perk.
Card benefits
$200 annual Rogers Entertainment credit
6 complimentary Plaza Premium Lounge passes each year
10 Roam Like Home days each year with an eligible Rogers mobile plan
Soho Friends account and $100 USD bedroom-stay benefit
Insurance & purchase protection
Coverage has eligibility rules, limits and exclusions. The insurance certificate controls.
Flight delay baggage
Flight delay and baggage insurance
Travel accident
Common-carrier travel accident insurance
Hotel burglary
Hotel burglary insurance
Purchase protection extended warranty
120-day purchase protection and two-year extended warranty
Rental car collision damage
Car-rental collision and loss damage insurance
Emergency travel medical
Emergency travel medical insurance
Trip cancellation interruption
Trip cancellation and interruption insurance
Similar cards
Related reward programs and fees—not a ranking for your spending.
Common questions
Is Rogers Red World Legend Mastercard worth the annual fee?
It depends on whether the extra rewards and benefits you actually use outweigh the $495 annual fee. Use your spending to compare the ongoing value after fees.
Does this card charge a foreign transaction fee?
The published foreign transaction fee is 0%. Exchange rates and other applicable charges can still affect your cost. See the issuer’s terms.
How does WealthGeist calculate my estimate?
We match eligible spending to each card’s reward rules, account for spending limits and subtract fees. You can check the breakdown and adjust assumptions. Welcome offers and ongoing rewards are shown separately.
How we compare