wealthgeist
Rogers cash back · Mastercard
Rogers Red Mastercard
Cash back without an annual fee. Compare the earn rates and conditions with where you shop.
- Annual fee
- $0
- Foreign transaction fee
- 2.5%
- Purchase APR
- 21.99%–25.99%
Free · No account needed
Card details reviewed
You prefer cash back and spend at merchants that qualify for the listed rates.
A different card may earn more at your usual stores. Interest can outweigh rewards if you carry a balance.
Your estimate
See the rewards after fees, based on where you actually shop.
Your spending is ready to use.
Calculate with my spendingAn estimate, not a guarantee. Approval is up to the issuer.
Rewards
Current rates. Conditions and limits matter as much as the headline number.
- U.S.-dollar purchases
- 2% cash back
Limit: $16,000 in eligible spending per account year, shared across qualifying reward categories; then 1%.
- Other eligible purchases with an eligible Rogers service
- 2% cash back
Limit: $16,000 in eligible spending per account year, shared across qualifying reward categories; then 1%.
- Other eligible purchases without an eligible Rogers service
- 1% cash back
Limit: $16,000 in eligible spending per account year, shared across qualifying reward categories; then 1%.
Merchant coding and eligibility determine the rate. Rates do not add together unless the issuer explicitly allows it.
Upcoming reward changes
From Nov 18, 2026: 5% — Eligible Rogers purchases from November 18, 2026.
Using your rewards
- 50% more cash-back value on an eligible Rogers-family purchase · Through Nov 17, 2026
Welcome offer
We haven’t included a verified welcome offer in this estimate. That doesn’t mean no promotion is available. Check the issuer’s current offer and eligibility conditions.
Fees and eligibility
Paying interest can outweigh the rewards you earn.
- Annual fee
- $0
- Additional card
- $0
- Purchase interest rate
- 21.99%–25.99%
- Cash advance interest rate
- 22.99%–27.99%
- Foreign transaction fee
- 2.5%
Who can apply?
- Minimum income
- No minimum stated
Meeting published income criteria does not guarantee approval. Other eligibility conditions and fees may apply.
More fees and conditions
Required
Benefits
Value the benefits you will use—not every advertised perk.
Card benefits
1.5x redemption value when cash back is applied to an eligible Rogers/Fido/Shaw/Comwave or Sportsnet+ purchase.
5 Roam Like Home days each year with an eligible linked Rogers mobile plan (up to $90 issuer-stated value).
Similar cards
Related reward programs and fees—not a ranking for your spending.
Common questions
Is Rogers Red Mastercard worth the annual fee?
There’s no annual fee, but another card may reward your spending more. Use your spending to compare the ongoing value after fees.
Does this card charge a foreign transaction fee?
The published foreign transaction fee is 2.5%. Exchange rates and other applicable charges can still affect your cost. See the issuer’s terms.
How does WealthGeist calculate my estimate?
We match eligible spending to each card’s reward rules, account for spending limits and subtract fees. You can check the breakdown and adjust assumptions. Welcome offers and ongoing rewards are shown separately.
How we compare