Credit cardsRogers Bank

Rogers cash back · Mastercard

Rogers Red Mastercard

Cash back without an annual fee. Compare the earn rates and conditions with where you shop.

Annual fee
$0
Foreign transaction fee
2.5%
Purchase APR
21.99%–25.99%

Free · No account needed

Sources checked View 9 sources

Rogers BankRogers Red MastercardMastercard
Card illustration · Not issuer artwork
Worth considering if

You prefer cash back and spend at merchants that qualify for the listed rates.

Before you choose

A different card may earn more at your usual stores. Interest can outweigh rewards if you carry a balance.

Rewards

Current rates. Conditions and limits matter as much as the headline number.

U.S.-dollar purchasesSource
2% cash back

Limit: $16,000 in eligible spending per account year, shared across qualifying reward categories; then 1%.

Other eligible purchases with an eligible Rogers serviceSource
2% cash back

Limit: $16,000 in eligible spending per account year, shared across qualifying reward categories; then 1%.

Other eligible purchases without an eligible Rogers serviceSource
1% cash back

Limit: $16,000 in eligible spending per account year, shared across qualifying reward categories; then 1%.

Merchant coding and eligibility determine the rate. Rates do not add together unless the issuer explicitly allows it.

Upcoming reward changes

From Nov 18, 2026: 5% — Eligible Rogers purchases from November 18, 2026. See source

Using your rewards

  • 50% more cash-back value on an eligible Rogers-family purchase · Through Nov 17, 2026 Source
Welcome offer

We haven’t included a verified welcome offer in this estimate. That doesn’t mean no promotion is available. Check the issuer’s current offer and eligibility conditions.

Check issuer offers ↗

Fees and eligibility

Paying interest can outweigh the rewards you earn.

Annual fee
$0
Additional card
$0
Purchase interest rate
21.99%–25.99%
Cash advance interest rate
22.99%–27.99%
Foreign transaction fee
2.5%

Who can apply?

Minimum income
No minimum stated

Meeting published income criteria does not guarantee approval. Other eligibility conditions and fees may apply.

Read the issuer’s full terms ↗

Benefits

Value the benefits you will use—not every advertised perk.

Card benefits

  • 1.5x redemption value when cash back is applied to an eligible Rogers/Fido/Shaw/Comwave or Sportsnet+ purchase.

    Terms
  • 5 Roam Like Home days each year with an eligible linked Rogers mobile plan (up to $90 issuer-stated value).

    Terms

Similar cards

Related reward programs and fees—not a ranking for your spending.

Common questions

Is Rogers Red Mastercard worth the annual fee?

There’s no annual fee, but another card may reward your spending more. Use your spending to compare the ongoing value after fees.

Does this card charge a foreign transaction fee?

The published foreign transaction fee is 2.5%. Exchange rates and other applicable charges can still affect your cost. See the issuer’s terms.

How does WealthGeist calculate my estimate?

We match eligible spending to each card’s reward rules, account for spending limits and subtract fees. You can check the breakdown and adjust assumptions. Welcome offers and ongoing rewards are shown separately.

How we compare

Sources

Card terms and last checked dates
  1. rogersbank.com · Rogers Red World Elite Mastercard Benefits Guide ↗Issuer source · Checked Aug 14, 2026
  2. rogersbank.com · rogers mastercard ↗Issuer source · Checked Aug 14, 2026
  3. rogersbank.com · how to redeem ↗Issuer source · Checked Aug 14, 2026
  4. rogersbank.com · rogers red world mastercard details ↗Issuer source · Checked Sep 1, 2026
  5. rogersbank.com · Disclosure ↗Issuer source · Checked Aug 14, 2026
  6. rogersbank.com · legal ↗Issuer source · Checked Sep 1, 2026
  7. rogersbank.com · Rogers Connections Mastercard Benefits Guide ↗Issuer source · Checked Aug 14, 2026
  8. rogersbank.com · rogers red worldlegend mastercard details ↗Issuer source · Checked Sep 1, 2026
  9. rogersbank.com · rogers red mastercard details ↗Issuer source · Checked Aug 14, 2026

Page updated Sep 8, 2026. Card terms were last checked on the dates above.

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How we check and correct card details