wealthgeist
Rogers cash back · World Elite Mastercard
Rogers Red World Elite Mastercard
Cash back for everyday spending, with extra value for eligible Rogers customers.
- Annual fee
- $0
- Foreign transaction fee
- 2.5%
- Purchase APR
- 21.99%–25.99%
Free · No account needed
Card details reviewed
You have an eligible Rogers service and can use the rewards toward eligible Rogers purchases.
Your service eligibility and how you redeem matter. The foreign transaction fee still applies.
Your estimate
See the rewards after fees, based on where you actually shop.
Your spending is ready to use.
Calculate with my spendingAn estimate, not a guarantee. Approval is up to the issuer.
Rewards
Current rates. Conditions and limits matter as much as the headline number.
- U.S.-dollar purchases
- 3% cash back
Limit: $61,000 in eligible spending per account year, shared across qualifying reward categories; then 1.5%.
- Other eligible purchases with an eligible Rogers service
- 2% cash back
Limit: $61,000 in eligible spending per account year, shared across qualifying reward categories; then 1.5%.
- Other eligible purchases without an eligible Rogers service
- 1.5% cash back
Limit: $61,000 in eligible spending per account year, shared across qualifying reward categories; then 1.5%.
Merchant coding and eligibility determine the rate. Rates do not add together unless the issuer explicitly allows it.
Upcoming reward changes
From Nov 18, 2026: 5% — Eligible Rogers purchases from November 18, 2026.
Using your rewards
- 50% more cash-back value on an eligible Rogers-family purchase · Through Nov 17, 2026
Welcome offer
We haven’t included a verified welcome offer in this estimate. That doesn’t mean no promotion is available. Check the issuer’s current offer and eligibility conditions.
Fees and eligibility
Paying interest can outweigh the rewards you earn.
- Annual fee
- $0
- Additional card
- $0
- Purchase interest rate
- 21.99%–25.99%
- Cash advance interest rate
- 22.99%–27.99%
- Foreign transaction fee
- 2.5%
Who can apply?
- Personal income
- $80,000
- Household income
- $150,000
Meeting published income criteria does not guarantee approval. Other eligibility conditions and fees may apply.
More fees and conditions
Required
8000000
15000000
Benefits
Value the benefits you will use—not every advertised perk.
Card benefits
1.5x redemption value when cash back is applied to an eligible Rogers/Fido/Shaw/Comwave or Sportsnet+ purchase.
5 Roam Like Home days each year with an eligible linked Rogers mobile plan (up to $90 issuer-stated value).
Complimentary Mastercard Travel Pass membership; lounge visits cost US$32 per person.
Insurance & purchase protection
Coverage has eligibility rules, limits and exclusions. The insurance certificate controls.
Purchase protection
90-day purchase protection; combined purchase-protection/extended-warranty lifetime maximum of $60,000 per account.
Extended warranty
Extended warranty for the original warranty's duration, up to one additional year; combined lifetime maximum of $60,000 per account.
Rental car collision damage
Rental-car collision/damage coverage for eligible rentals up to 31 days and vehicles with original MSRP up to $65,000.
Emergency travel medical
Out-of-province/out-of-country emergency medical for the first 10 trip days through age 64 or first 3 days from age 65 through 75.
Trip cancellation interruption delay
Trip cancellation, interruption and delay coverage up to $1,000 per insured person and $5,000 per account per trip.
Similar cards
Related reward programs and fees—not a ranking for your spending.
Common questions
Is Rogers Red World Elite Mastercard worth the annual fee?
There’s no annual fee, but another card may reward your spending more. Use your spending to compare the ongoing value after fees.
Does this card charge a foreign transaction fee?
The published foreign transaction fee is 2.5%. Exchange rates and other applicable charges can still affect your cost. See the issuer’s terms.
How does WealthGeist calculate my estimate?
We match eligible spending to each card’s reward rules, account for spending limits and subtract fees. You can check the breakdown and adjust assumptions. Welcome offers and ongoing rewards are shown separately.
How we compare