wealthgeist
Find your fit
Canadian cash-back credit cards
Turn eligible purchases into cash back. The best return depends on your usual stores, spending limits and how you redeem.
Find the best fit for my spendingNo signup required · These cards are not ranked for your spending
What to look for
Compare ongoing cash back after fees. A headline rate may apply only to certain purchases or require an eligible service.
How we calculate rewards10 cards with source-current terms. Listed alphabetically; coverage is not the entire market.
CIBCCIBC Costco MastercardMastercardCIBC Costco MastercardCash back without an annual fee. Compare the earn rates and conditions with where you shop.
- Annual fee
- $0
- FX fee
- 2.5%
Sources checked Sep 4, 2026
Review rewards, conditions & benefits →CIBCCIBC Costco World MastercardWorld MastercardCIBC Costco World MastercardCash back without an annual fee. Compare the earn rates and conditions with where you shop.
- Annual fee
- $0
- FX fee
- 2.5%
Sources checked Sep 4, 2026
Review rewards, conditions & benefits →CIBCCIBC Dividend Visa InfiniteVisa InfiniteCIBC Dividend Visa InfiniteCash back on eligible spending. Compare the earn rates and conditions with where you shop.
- Annual fee
- $120
- FX fee
- 2.5%
Sources checked Sep 4, 2026
Review rewards, conditions & benefits →Rogers BankRogers Red MastercardMastercardRogers Red MastercardCash back without an annual fee. Compare the earn rates and conditions with where you shop.
- Annual fee
- $0
- FX fee
- 2.5%
Sources checked Aug 14, 2026
Review rewards, conditions & benefits →Rogers BankRogers Red World Elite MastercardWorld Elite MastercardRogers Red World Elite MastercardCash back for everyday spending, with extra value for eligible Rogers customers.
- Annual fee
- $0
- FX fee
- 2.5%
Sources checked Aug 14, 2026
Review rewards, conditions & benefits →Rogers BankRogers Red World Legend MastercardWorld Legend MastercardRogers Red World Legend MastercardCash back on eligible spending. Compare the earn rates and conditions with where you shop.
- Annual fee
- $495
- FX fee
- 0%
Sources checked Sep 1, 2026
Review rewards, conditions & benefits →Rogers BankRogers Red World MastercardWorld MastercardRogers Red World MastercardCash back without an annual fee. Compare the earn rates and conditions with where you shop.
- Annual fee
- $0
- FX fee
- 2.5%
Sources checked Sep 1, 2026
Review rewards, conditions & benefits →ScotiabankScotia Momentum Visa InfiniteVisa InfiniteScotia Momentum Visa InfiniteCash back on eligible spending. Compare the earn rates and conditions with where you shop.
- Annual fee
- $120
- FX fee
- 2.5%
Sources checked Sep 4, 2026
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